http://www.creddit.co.uk Just another WordPress weblog Tue, 09 Dec 2008 14:58:04 +0000 http://backend.userland.com/rss092 en Getting out of debt oftentimes requires finding creative sources for extra income. Some people get part-time jobs to help with their debt, but this does not always work if there are too many conflicts with their fulltime jobs. So this is where freelancing can be a viable option for the ... http://www.creddit.co.uk/2008/12/09/freelancing-for-extra-income/ Overwhelming personal debt can be traced back to many causes. In order to get out of debt, you must identify these causes and take action to keep them from interfering with your financial goals. One of the causes of heavy personal debt and hindered efforts to get out of debt ... http://www.creddit.co.uk/2008/12/09/using-a-reminder-system-to-get-you-out-of-debt/ It looks like things are changing and the nice, cushy lifestyle you expected in your old age might be slipping by the wayside. People are going to have to work well past the age of 70, according to some of the newest studies out. It has always been somewhat of ... http://www.creddit.co.uk/2008/12/06/will-i-have-to-work-beyond-70/ You work hard. You get projects done on schedule, without forsaking quality. So, shouldn't you be rewarded? In today's economy, it isn't viable to quickly get a new job if salary expectations are not being met, yet both companies and employees can be strapped for cash, making it difficult to ... http://www.creddit.co.uk/2008/12/06/how-do-i-get-a-pay-rise/ There are many ways to avoid stress while suffering through the dreaded "R" word. Regardless of what governments say, for the average person who toils 40 hours a week to earn just enough to pay their bills you need to start looking after number one. Here are a few survival tips: Do ... http://www.creddit.co.uk/2008/11/26/10-things-to-avoid-during-a-recession/ Households allover the country are eager for an economic break. Yesterday's Pre-Budget Report was eagerly awaited by all. It was designed to put a bit of money back in the pockets of consumers. The question is, is it enough? With the economy sliding deeper and deeper into recession, The £20 billion ... http://www.creddit.co.uk/2008/11/25/the-pre-budget-report-what-it-means-for-you/ Most people are surviving the credit crunch. They are continuing to pay their home mortgages, despite the rapid increase in cost of living and mortgage rates. This is overall good news. However, there are still hundreds of thousands of people that have or are in the process of losing their ... http://www.creddit.co.uk/2008/11/25/how-to-avoid-reposession-and-hang-on-to-your-home/ More than half of the workers that have been surveyed on the website www.careerbuilder.com stated that they live paycheck to paycheck. According to these statistics, it looks like we could also use a refresher course on budgeting, comparison shopping and personal finance and the skills needed to make your budget ... http://www.creddit.co.uk/2008/11/19/free-personal-finance-tools/ Those who have ever fallen upon hard financial times know that being delinquent on your bills can be very trying. The calls from the bill collectors begin as a stranger’s voice on the other end of the line lectures you about your obligations. You want to pay your bills, but ... http://www.creddit.co.uk/2008/11/19/how-to-deal-with-debt-collectors/ Well, you watch the news and it’s all bad. So you turn that off and head out to meet friends. But there it is again—Everyone going on and about how horrible the economy is, how rotten everything is going to be, how far housing prices are going to fall, how ... http://www.creddit.co.uk/2008/11/16/how-much-further-will-house-prices-fall/